To calculate salary after EPF, SOCSO and PCB in Malaysia, start with your gross salary and subtract employee deductions. These usually include EPF, SOCSO, EIS and PCB.
Basic formula
Net salary = Gross salary - EPF - SOCSO - EIS - PCB - other payroll deductions
Step-by-step calculation
| Step | What to do |
|---|---|
| 1 | Start with gross monthly salary |
| 2 | Subtract employee EPF contribution |
| 3 | Subtract SOCSO and EIS |
| 4 | Subtract PCB / MTD if applicable |
| 5 | The balance is estimated take-home pay |
Why manual calculation may not match payroll exactly
Payroll calculation may include tax reliefs, bonuses, allowances, unpaid leave, overtime, benefits, zakat and company-specific deductions. That is why estimates should be used for planning only.
FAQ
Is PCB the same as income tax?
PCB is a monthly tax deduction. It is used as instalment payment toward income tax based on estimated annual income.
Can take-home pay change every month?
Yes. It can change due to overtime, bonus, unpaid leave, allowances, claims, tax changes or other payroll adjustments.