Calculate Your Real
Take-Home Salary in Malaysia

In Malaysia, your gross salary is never what you actually receive. Every month, statutory deductions reduce your pay before it reaches your bank account. The four main deductions that every Malaysian employee faces are:

• EPF (KWSP) — Employees contribute 11% (standard rate) of their monthly salary to their Employees Provident Fund retirement savings. Employers contribute an additional 13% or 12%.
• SOCSO (PERKESO) — The Social Security Organisation provides employment injury insurance and invalidity pension. Employees contribute 0.5% of wages (capped at RM5,000), while employers contribute 2.05%.
• EIS — The Employment Insurance System provides temporary financial assistance if you lose your job. Both employee and employer contribute 0.2% each (capped at RM4,000 wages).
• PCB (MTD) — Potongan Cukai Bulanan, also known as Monthly Tax Deduction, is the income tax withheld by your employer each month based on LHDN tax brackets.

Use the quick calculator on the right to estimate your monthly take-home pay instantly. Enter your gross monthly salary and we will show you a complete breakdown of every deduction.