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**Not Official Tools:** Our calculators are NOT official tools of KWSP (Employees Provident Fund), PERKESO (Social Security Organisation), LHDN (Inland Revenue Board of Malaysia), or any government agency. They are simplified estimation tools based on publicly available rates and formulas. Official calculations should be obtained from the respective government agencies or your employer's HR department.

**Estimates Only:** The results produced by our calculators are estimates. Your actual take-home pay, EPF contributions, SOCSO contributions, PCB deductions, and other figures may differ from our estimates due to factors including but not limited to: - Your specific tax relief claims and PCB category - Your employer's payroll calculation method (computerised vs manual) - Additional deductions (staff loans, advances, voluntary contributions) - Timing of salary changes, bonuses, or pro-rated periods - Employer-specific policies and practices

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